Whether you need to decorate a bedroom or build an extension, here are our tips for keeping the cost under control:

  • First things first. It’s often best to fix the big things like a leaky roof before the smaller things like decorating a bedroom. Make a list of all the jobs that need doing and decide what is most important.
  • Budget. How much is it all going to cost? What can you afford to do now, and what do you need to save for?
  • One thing at a time. There are many, many of us with part-decorated bedrooms and unpainted skirting boards. It’s always best to complete one task before moving on to the next.
  • Ask your landlord. If you rent your home you often need permission from the landlord before decorating or making any changes to the home, so check first.
  • It’s all a matter of taste. Not everyone will love your flowery wallpaper and striped carpet combo, so think carefully and ask a few friends for their opinion before spending lots of money. Especially important if you’re intending to sell your house soon.
  • Get three quotes. Always get at least three quotes if you need to use a contractor; it will give you a better idea on cost plus they often have suggestions to make things cheaper
  • Plan ahead. Builders are often booked up months in advance, best to get them booked in at a time to suit you.
  • Learn a few skills. DIY stores often run skills classes, so not only will DIY be cheaper than paying a tradesman, you’ll be much more satisfied with your work if you’ve learnt how to do it properly. Youtube videos can also be a great way to learn how to DIY
  • Pensioner discount. B&Q give 10% discount on Wednesdays to anyone over 60. Even if you’re younger, ask an older friend or relative to go shopping with you.
  • Vouchers. Homebase and others often have discount codes to help cut the cost.

How Advance Credit Union can help

Regular Savings. Saving regularly with credit union will soon grow into a tidy sum ready to spend on your home project.

A loan from AdvanceCU could help spread the cost of home improvements. Borrow up to £8,000 from 12 months up to 36 months. Subject to affordability and credit check.

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Engage card ClassicEngage Account offers great cashback rewards and discounts at Asda, Argos, B&Q, M&S, Debenhams and many more. Plus your Engage Visa card is accepted wherever you see the Visa logo (see terms and conditions)