Fair and affordable loans for all purposes
With your local credit union
Members, remember to have your membership number to hand. New joiners will require ID, proof address and National Insurance Number
Whether you’re already a member or not, you can apply for a loan with us in Birmingham. Our easy and efficient process ensures that you get the financial support you need quickly and conveniently.
Need a Little Extra Help This Back to School Season?
It’s that time already! The kids are back at school, but you know what else is back is the additional cost. We’re here to help ease the stress with flexible loan options designed just for you.
Advance Credit Union
We are your local credit union, for anyone living or working in the B postcode such as Birmingham, Solihull and Tamworth, Founded in 1989 we are a credit union based in Erdington deeply committed to helping people and our community, visit our about us page for more
What is a Credit Union?
A credit union is a community-focused, not for profit financial institution that provides safe savings accounts and affordable loans to its members. Credit unions are owned by their members and exist to support local people, offering ethical and accessible financial services that help individuals manage money, build savings, and avoid high-cost lenders.
Hear what our members have to say
Sammie
“Can not recommend a better credit union. They are so helpful when I was struggling with filling in a form online, Emily was so helpful.”
Ana
“Accepted me for a loan where no one else would, super affordable rates too, such a genuine team that are willing to help and look beyond just your credit score.”
Sarah
“Hi I’ve been with ACU for 9 years now and my daughter in law has been with them for 12 years now, we both agree they are…”
Jen
“Best thing I’ve ever done. Advance Credit Union saved me going into debt at Christmas…”
Lisa
Karl
“Emma is so understanding and really helpful this company and the staff have helped me and my family out, thanks appreciate everything”
Melissa
“By far the best Credit Union out there! They are very clear with all their information regarding their saving accounts and they offer loans for all…”
Darren
Loans
Savings
Suits Me
