Home Improvements

Whether you need to decorate a bedroom or build an extension, here are our tips for keeping the cost under control: First things first. It’s often best to fix the big things like a leaky roof before the smaller things like decorating a bedroom. Make a list of...

School Uniforms

The cost of kitting kids ready for the new school term can soon mount up, especially uniforms for growing children, plus don’t forget the PE kits and school trips. So here are our tips for keeping the cost under control: Budget. Work out how much you might need...

Car Purchase

Buying a vehicle is often our most expensive purchase, so we want to get it right. Here’s our suggestions to getting the best deal on a vehicle purchase: Budget. How much deposit can you afford for your new car? Don’t forget the insurance, road...

Household Expenses

Paying the bills and feeding the family can easily swallow most of our money each month, so how can we juggle it all to make ends meet and put some money aside for a rainy day? Here at Advance Credit Union we want to help all our members not only pay the bills, but...

When Someone Dies

Sadly, this will affect all us at some point during our lifetime, and funeral costs plus sorting our the deceased’s finances can be stressful and a financial strain. The average cost of a funeral has risen to more than £3,000, but it can cost less than £1,000...

Christmas Loans

Getting excited about Christmas already? Or just anxious? Advance Credit Union is increasingly popular for Christmas loans, last year we loaned £750,000 in the months up to Christmas. We recommend applying early to ensure that your loan application can be processed in...

Christmas

Hey, guess what?! Christmas Day will be 25th December again this year! It happens every year, yet it still catches us by surprise. December is likely to be an expensive month, so now is the time to start cutting back a little bit and start saving. The more you have...

New Baby

Having a new baby is one of life’s great events, but there is so much to do, and lots to plan for. Including your money! Research has found that the average mum will spend nearly £4,000 in the first year. We don’t believe that it has to cost that much, but...

Holidays

We all need a break from time to time, but it doesn’t have to break the bank. So how can you have maximum fun without spending maximum money? Here are the Advance Credit Union ideas for a great holiday: Out of season – prices are lower if you can avoid the...

Getting Married

Congratulations! Getting Married is a big decision, and a real milestone in your life. There are also lots of things to organise which can be great fun, but costs can really run away from you. The average wedding is said to cost £20,000, but it doesn’t have to...

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