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Saving

Saving with a credit union Share account Payroll Saver Christmas Club Life Events Junior Saver Angel Investors Saving with a Credit Union Credit Unions offer a convenient, safe and ethical way to put some money away for the future and to escape the trap of high cost...

Car Maintenance and Expenses

Keeping a vehicle on the road can involve unexpected surprises. Here’s our suggestions to keeping the costs under control: Budget. What are the annual costs; vehicle insurance, road tax, servicing costs, MOT. Don’t forget about new tyres, wipers and...

New Home

Moving to a new rental property? Buying your first home? Moving house? Whatever your plans, moving can get expensive and it is easy to get carried away with stuff you don’t really need. So how to keep a roof over your head without losing your shirt?...

Home Improvements

Whether you need to decorate a bedroom or build an extension, here are our tips for keeping the cost under control: First things first. It’s often best to fix the big things like a leaky roof before the smaller things like decorating a bedroom. Make a list of...

School Uniforms

The cost of kitting kids ready for the new school term can soon mount up, especially uniforms for growing children, plus don’t forget the PE kits and school trips. So here are our tips for keeping the cost under control: Budget. Work out how much you might...

Car Purchase

Buying a vehicle is often our most expensive purchase, so we want to get it right. Here’s our suggestions to getting the best deal on a vehicle purchase: 1/10th of your income. Sam Dogen, the Financial Samurai, suggests spending no more than 1/10 of your...

Household Expenses

Paying the bills and feeding the family can easily swallow most of our money each month, so how can we juggle it all to make ends meet and put some money aside for a rainy day? Here at Advance Credit Union we want to help all our members not only pay the bills, but...

When Someone Dies

Sadly, this will affect all us at some point during our lifetime, and funeral costs plus sorting our the deceased’s finances can be stressful and a financial strain. The average cost of a funeral has risen to more than £3,000, but it can cost less than £1,000...

Christmas Loans

Getting excited about Christmas already? Or just anxious? Advance Credit Union is increasingly popular for Christmas loans, last year we loaned £750,000 in the months up to Christmas. We recommend applying early to ensure that your loan application can be processed in...

Christmas

Hey, guess what?! Christmas Day will be 25th December again this year! It happens every year, yet it still catches us by surprise. December is likely to be an expensive month, so now is the time to start cutting back a little bit and start saving. The more you have...