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Thinking about Christmas already? To help our members who want a Christmas loan top up, with effect from Monday 4th October members may top up their loan if the outstanding balance is £300 or less (increased from £200). Login to internet banking to check your outstanding loan balance and apply for your topup.

Not a credit union member? You can still apply for a loan with us, or join as a member and start saving with us at any time. Find out how to join credit union.

Credit union member? the last date to apply for a loan before Christmas will be 18th December.  Be sure to upload your 3-months bank statements to enable us to make your loan offer, or use OpenBanking if you are a Member. If we have your correct email contact details on file then we will send your loan agreement with instructions to E-sign your loan if possible.

Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.

  • Not available on FirstChoice loans
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