Getting excited about Christmas already? Or just anxious?

Advance Credit Union is increasingly popular for Christmas loans, last year we loaned £750,000 in the months up to Christmas. We recommend applying early to ensure that your loan application can be processed in time.

Not a credit union member? No problem! Loan applications are open to non-members until the end of November. If you miss the deadline you can still join if you live or work in North Birmingham or Solihull Borough, however your loan application may not be considered until January.

Existing members of Advance Credit Union have until Saturday 17th December to apply for their Christmas loan or top-up.

Don’t get caught out next year! A Credit Union loan can help you spread the cost of Christmas

Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.

Christmas Loan Deadline dates:

New members    –   Wednesday 30th November 2016

Existing members – Saturday 17th December 2016


Christmas Top Tips The Christmas season can be stressful; family get-togethers, Christmas Day dinner, parties, presents to purchase, entertaining the kids and short of money! The more organised you are then the easier it will be. Advance Credit Union is here to help you get the best from your money, so check out our Top Tips to a Happy Christmas!

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Follow us for more Top Tips! Starting on 15th November there will be a fresh idea every day to inspire you to a better and more affordable Christmas.

Christmas Gift List Use our Christmas Gift List to make a list of all the gifts and other things you will need for Christmas this year. and estimating how much they will cost is a great way to have a Happy Christmas. Download The Christmas Gift List as a PDF or Excel spreadsheet.

Christmas Club Together 142 members saved more than £40,000 in Christmas Club 2015. Why not join us and save in Christmas Club 2016? Just contact us to join and help take the stress out of Christmas!