All members are part-owners of the credit union and share in its success. Instead of interest being paid, when the credit union is doing well a dividend is given at the end of each year. The more savings that you have, the more dividend you earn. The dividend is approved by the AGM each year and usually paid to members before the end of March.
Advance Credit Union Dividend Payment History
| 2014/15 | 2015/16 | 2016/17 | 2017/18 | 2018/19 | 2019/20 | |
| Dividend paid | 1% | 1% | 1% | 1% | 1% | 0.5% |
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