Latest News Stories

Workmen in today Friday 19th January

We’re having some work done in the customer area this morning, so if you are visiting our office please be aware that workmen will be on site.

Getting out of Debt – BBC iPlayer

January is when many people struggle to pay the bills. BBC One’s Inside Out programme tonight at 7.30 is about getting out of debt featuring the work of London Community Credit Union. Catch it on BBC iPlayer





Households urged to start saving now for next Christmas – BBC

save for Christmas BBC 2Jan18National Debtline has joined forces with UK credit unions to encourage households to start saving for Christmas as reported by BBC news and many others.

More than 200 of our Members have already started saving for Christmas next year – just £5 week will give you more than £200 towards the cost of Christmas. Last year our members saved £74,000 in Christmas Club; our best ever. Join now and let’s save more than £100,000 this year!

Christmas Opening 2017

Happy Christmas from Advance Credit Union! Credit union staff are now taking a well-earned rest over the Christmas period. We will be open as usual on Friday 29th December. We are closed over New Year then reopen as usual on Tuesday 2nd January 2018.

Opening Times:

Sat 23rd Dec close at 12.00
Sun 24th Dec closed
Mon 25th Dec closed
Tues 26th Dec closed
Wed 27th Dec closed
Thurs 28th Dec closed
Fri 29th Dec open 9.30 – 4pm
Sat 30th Dec closed
Sun 31st Dec closed
Mon 1st Jan 2018 closed
Tues 2nd Jan usual opening hours 9.30 – 4pm


Friday 15th December

more snow! Advance Credit Union won’t be open until 10am this morning due to the poor travel conditions. Due to short staffing, we may not be able to answer the phones. Loan applications are taking longer than usual, so we will contact you with a loan decision.

It is icy and pavements are slippy so please don’t travel to us unless safe to do so. Birmingham Mail has weather and travel updates.

Don’t forget, you can manage your credit union account with internet banking. If you need a reminder, see our internet banking page: how to register, how to log on, forgotten PIN, forgotten password. Engage Account users also have internet banking and smartphone app. We will send loan agreements for electronic signature if possible.


Christmas Loans 2017

Christmas presentOnly a few more sleeps till Christmas!

Don’t miss our Christmas top tips to help you get the most for your money this Christmas.

To help members who want a Christmas loan top up, with effect from 1st October 2017 members may top up their loan if the outstanding balance is £300 (increased from £200).

Credit union member? We are now closed for new loan applications; last date was Saturday 16th December to apply for a Christmas loan. If you waiting for a decision then do please bear with us; we have a higher than usual number of applications this year and we are working on them as fast as we can. We will contact you with a decision when it is available. Be sure to send in your 3-months bank statements to enable us to make your loan offer. If we have your correct email contact details on file then we will send your loan agreement with instructions to E-sign your loan if possible.

Not a credit union member? Sorry, loan applications from non-members are now closed until 2nd January 2018 due to the volume of applications we receive before Christmas. You can still join as a member and start saving with us. Find out how to join credit union.

Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.


Christmas Loan Deadlines

Non-members: CLOSED

Members:  CLOSED







Internet banking issue

We are aware that Members’ internet banking hasn’t updated this morning for some members. We are working to correct this as soon as possible.