Christmas Loans 2018
It will soon be Christmas, so don’t miss out on our Christmas top tips to help you get the most for your money this Christmas.
Not a credit union member? the last date to apply for a Christmas loan is Saturday 1st December 2018. You can join as a member and start saving with us at any time. Find out how to join credit union.
To help members who want a Christmas loan top up, with effect from 1st October 2018 members may top up their loan if the outstanding balance is £300 (increased from £200).
Credit union member? the last date to apply for a loan before Christmas will be Saturday 15th December. Be sure to send in your 3-months bank statements to enable us to make your loan offer. If we have your correct email contact details on file then we will send your loan agreement with instructions to E-sign your loan if possible.
Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.
| Christmas Loan Deadlines
Non-members: Saturday 1st December 2018 Members: Saturday 15th December 2018 |
A Matter of Life and Debt – BBC One
In case you missed it – A Matter of Life and Debt is a BBC documentary series about credit unions and other responsible lenders across the UK, telling the stories of people whose lives have been transformed by an ethical loan. The series is available on BBC iPlayer and the next series will be returning in January on BBC One.
If you’ve seen the programme and want to join credit union, that’s great!
JoinApply for a loan
If you don’t live in Birmingham or Solihull Borough, then there will be another credit union local to you, check your postcode:
Christmas Club withdrawals 2018
Congratulations to all our Christmas Club savers – £82,000 saved this year! Our best ever!
Christmas Club withdrawals are now open until 31st December.
Three ways to withdraw your Christmas Club savings:
- Login to internet banking, select ‘Christmas’ in Share Withdrawals
- Download the withdrawal form here.
- Pick up a withdrawal form from our office
There is no fee charged for Christmas Club withdrawals.
Need to topup your Christmas Club savings with a Christmas loan? That’s OK, Members can apply for a loan until Saturday 15th December, applications received after that date may not be processed in time for Christmas.
Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.