helping you plan for the future...


‘the future is bright’ when saving with Advance Credit Union

balance your finances ...


Credit card minimum payments or paying too much for other debts? Consolidating your debts could help get you back in control

Time for a new car? ...







Borrow up to £8000 from your credit union

Wish you were here? ...





A loan from credit union could make it happen!


Smartcash Junior Account

Help your kids learn how to manage their money, for children aged 8 – 16 years

Happy International Credit Union Day!

International Credit Union Day

21st October is International Credit Union Day, the theme is ‘Building Financial Health for a Brighter Tomorrow’. Advance Credit Union is one of 300+ credit unions in the UK, and part of a global network of credit unions and financial cooperatives serving millions of Members.

To celebrate ICU Day, Emily and Nathan have created a video celebrating some of our achievements plus stories from our Members, how AdvanceCU has helped them recently plus some stories about the early years of our credit union from Bill, one of our founding members, way back in 1989!

Christmas Loans

Thinking about Christmas already? To help our members who want a Christmas loan top up, with effect from Monday 4th October members may top up their loan if the outstanding balance is £300 or less (increased from £200). Login to internet banking to check your outstanding loan balance and apply for your topup.

Not a credit union member? You can still apply for a loan with us, or join as a member and start saving with us at any time. Find out how to join credit union.

Credit union member? the last date to apply for a loan before Christmas will be 18th December.  Be sure to upload your 3-months bank statements to enable us to make your loan offer, or use OpenBanking if you are a Member. If we have your correct email contact details on file then we will send your loan agreement with instructions to E-sign your loan if possible.

Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.

  • Not available on FirstChoice loans
Apply for a loan









Covid-19 Guidelines

Covid-19 restrictions have eased, however Covid is still spreading rapidly in our region and can have serious health effects. If you haven’t yet been vaccinated, or received your 6-month booster, you can book this online on the NHS website.

Some of our customers may be vulnerable and anxious about restrictions being lifted. To keep our staff and customers as safe as possible please respect our Covid-19 guidelines:

Our customer counter is open from 10am -1pm Monday to Friday for new Members and those who are unable to use internet banking. If you are an existing Member do please use internet banking if possible so we can keep the counter free for new Members and those unable to use internet banking. 

We have some rules to ensure we are all complying with the Covid-19 restrictions:

  • Only one person and/or household in the customer area at any one time
  • Queue outside with 2m distancing
  • Customers must use the hand sanitiser provided at the counter

You are welcome to use our free WiFi and leaflets are now mounted in the outside lobby area, so no need to wait in the queue unless you really need to. 


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