Time for a new car? ...







Borrow up to £8000 from your credit union

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balance your finances ...


Credit card minimum payments or paying too much for other debts? Consolidating your debts could help get you back in control

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Wish you were here? ...





A loan from credit union could make it happen!


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helping you plan for the future...

‘the future is bright’ when saving with Advance Credit Union

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Smartcash Junior Account

Help your kids learn how to manage their money, for children aged 8 – 16 years

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Talk Money Week 18-22 November

Talk Money week is next week. We will be teaming up with Birmingham Council and others so come along and see us to talk about money and find out more about Advance Credit Union. 

Monday 18th November 10am – 3.00pm at Newtown Shopping Centre 

Tuesday 19th November 9.30am – 12.30pm at Falcon Lodge Community Hub and 1.30pm – 4.00pm at The Perry Tree Centre, Dovedale Road, B23 5BX 

Plus we will be talking to Hafsha on UnityFM’s Get Families Talking

Christmas Club withdrawals 2019

Congratulations to all our Christmas Club savers – £90,000 saved this year! Our best ever!

Christmas Club withdrawals are now open from Friday 1st November until 31st December.

Three ways to withdraw your Christmas Club savings:

  1. Login to internet banking, select ‘Christmas’ in Share Withdrawals
  2. Download the withdrawal form here.
  3. Pick up a withdrawal form from our office

There is no fee charged for Christmas Club withdrawals.

Need to topup your Christmas Club savings with a Christmas loan? That’s OK, Members can apply for a loan until Saturday 14th December, applications received after that date may not be processed in time for Christmas.

Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.




Christmas Loans 2019

Christmas presentIt will soon be Christmas, so don’t miss out on our Christmas top tips to help you get the most for your money this Christmas.

Not a credit union member? the last date to apply for a Christmas loan is Saturday 30th November 2019. You can join as a member and start saving with us at any time. Find out how to join credit union.

To help members who want a Christmas loan top up, with effect from 1st October members may top up their loan if the outstanding balance is £300 (increased from £200).

Credit union member? the last date to apply for a loan before Christmas will be Saturday 14th December.  Be sure to upload your 3-months bank statements to enable us to make your loan offer. If we have your correct email contact details on file then we will send your loan agreement with instructions to E-sign your loan if possible.

Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.


Christmas Loan Deadlines

Non-members: Saturday 30th November 2019

Members:  Saturday 14th December 2019







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