Time for a new car? ...







Borrow up to £8000 from your credit union

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balance your finances ...


Credit card minimum payments or paying too much for other debts? Consolidating your debts could help get you back in control

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Wish you were here? ...





A loan from credit union could make it happen!


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helping you plan for the future...

‘the future is bright’ when saving with Advance Credit Union

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Smartcash Junior Account

Help your kids learn how to manage their money, for children aged 8 – 16 years

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Engage Account – new sort code and account number

Engage cardMembers with an Engage Account should have received a letter from Engage notifying of your new Engage Account sort code and account number. Please note that your account number should be eight digits long, if your new account number on your letter only shows seven digits, there will be a missing ‘0’ from the front. e.g. account number ‘1234567’ should read ‘01234567’

Do please read the letter from Engage carefully. If you receive wages, benefits or any other funds directly to your Engage Account you will need to notify them of your new details now

Not received a letter from Engage? Contact them info@engageaccount.com to update your contact details and ensure your letter is posted to the correct address. 

If Advance Credit Union transfers benefits or funds to your Engage Account you do not need to make any changes; you will continue to receive your benefits as usual. 

Find out more about the Engage Account.

Christmas Loans 2019

Christmas presentIt will soon be Christmas, so don’t miss out on our Christmas top tips to help you get the most for your money this Christmas.

Not a credit union member? the last date to apply for a Christmas loan is Saturday 30th November 2019. You can join as a member and start saving with us at any time. Find out how to join credit union.

To help members who want a Christmas loan top up, with effect from 1st October members may top up their loan if the outstanding balance is £300 (increased from £200).

Credit union member? the last date to apply for a loan before Christmas will be Saturday 14th December.  Be sure to upload your 3-months bank statements to enable us to make your loan offer. If we have your correct email contact details on file then we will send your loan agreement with instructions to E-sign your loan if possible.

Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.


Christmas Loan Deadlines

Non-members: Saturday 30th November 2019

Members:  Saturday 14th December 2019







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