Smartcash Junior Account

Help your kids learn how to manage their money, for children aged 8 – 16 years

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balance your finances ...

Credit card minimum payments or paying too much for other debts? Consolidating your debts could help get you back in control

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Time for a new car? ...

Borrow up to £8000 from your credit union

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Wish you were here? ...

A loan from credit union could make it happen!

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helping you plan for the future...

‘the future is bright’ when saving with Advance Credit Union

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Christmas Loans 2017

Christmas presentGetting excited about Christmas already?

Don’t miss our Christmas top tips to help you get the most for your money this Christmas.

To help members who want a Christmas loan top up, with effect from 1st October 2017 members may top up their loan if the outstanding balance is £300 (increased from £200).

Not a credit union member? Sorry, loan applications from non-members are now closed until 2nd January 2018 due to the volume of applications we receive before Christmas. You can still join as a member and start saving with us. Find out how to join credit union.

Credit union member? You have until Saturday 16th December to apply for a loan. However please note that we are very busy at the moment and loans are taking longer than usual to process so don’t leave it until last minute! If we have your correct email contact details we will send your loan agreement with instructions to E-sign your loan if possible.

Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.


Christmas Loan Deadlines

Non-members: CLOSED

Members: Saturday 16th Dec 2017







Christmas Opening 2017

Happy Christmas from Advance Credit Union! The office will be closed over the Christmas period. We will be open as usual until Saturday 23rd December then closed until Friday 29th December. We are closed over New Year then reopen as usual on Tuesday 2nd January 2018.

Opening Times:

Sat 23rd Dec close at 12.00
Sun 24th Dec closed
Mon 25th Dec closed
Tues 26th Dec closed
Wed 27th Dec closed
Thurs 28th Dec closed
Fri 29th Dec open 9.30 – 4pm
Sat 30th Dec closed
Sun 31st Dec closed
Mon 1st Jan 2018 closed
Tues 2nd Jan usual opening hours 9.30 – 4pm


Christmas Club withdrawals 2017

Congratulations to all our Christmas Club savers – £74,000 saved this year! Our best ever!

Three ways to withdraw your Christmas Club savings:

  1. Login to internet banking, select ‘Christmas’ in Share Withdrawals
  2. Download the withdrawal form here.
  3. Pick up a withdrawal form from our office

There is no fee charged for Christmas Club withdrawals.

Need to topup your Christmas Club savings with a Christmas loan? That’s OK, you can apply for a loan until Saturday 16th December, applications received after that date may not be processed in time for Christmas.

Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.