Privilege Loans

Try our loan calculator for an idea of your loan repayments and interest.Select the value of loan required and the number of months to repay. the interest rate is 9% on the decreasing balance (9.4%APR). This loan payment calculator is for illustration purposes only. Loan offers are subject to status and affordability.

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See how we compare:

£6,000 loan over 36 months

Lender Pay Monthly Months Total Payable APR (rep) Life Insurance? Save-as-you-borrow?
Advance Credit Union £190.80 36 £6,868.73 9.40% Yes yes
Lloyds Bank £199.84 36 £7,194 12.90% no no
Barclays Bank £192.13 36 £6,917 9.90% no no


  • Exclusive to existing members with minimum £1000 shares or non-members with an exceptional credit score
  • Special reduced rate of 9% (typical 9.4% APR)
  • Loans from £3,000 up to £8,000
  • Free money health check; we will let you know if we spot any concerns about your finances
  • Save-as-you-borrow £3 per week added to your savings
  • Maximum repayment term is 36 months
  • No fees
  • Free life insurance (conditions apply)
  • Increase your borrowing (conditions apply)
  • Subject to credit check

Read our Loan Guidelines

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