Christmas presentIt will soon be Christmas, so don’t miss out on our Christmas top tips to help you get the most for your money this Christmas.

Not a credit union member? We have now passed our cut-off date. You can still apply and we will do our best, but you may not receive your loan until after Christmas. You can join as a member and start saving with us at any time. Find out how to join credit union

Credit union member? the last date to apply for a loan before Christmas will be Friday 18th December.  Be sure to upload your 3-months bank statements to enable us to make your loan offer, or use OpenBanking if you are a Member. If we have your correct email contact details on file then we will send your loan agreement with instructions to E-sign your loan if possible.

To help members who want a Christmas loan top up, with effect from 1st October members may top up their loan if the outstanding balance is £300 (increased from £200). Login to internet banking to check your outstanding loan balance and apply for your topup.

Our loans start from £300, interest rates range from 9.4%APR to 42.6%APR. see our loans.


Christmas Loan Deadlines

Non-members: Friday 4th December

Members:  Friday 18th December